Showing posts with label Filipinos. Show all posts
Showing posts with label Filipinos. Show all posts

Thursday, August 21, 2014

Going Gaga on Takoyaki




Takoyaki stall in Metropolis Mall, Muntinlupa City

Filipinos are fond of eating out. Anyone can come up with this conclusion if he sees the numerous food stalls lining up the malls, train stations, and every nook and cranny of the metropolis.



Among the food trips enjoyed by everyone is the Japanese-inspired Takoyaki. These are small chewy balls with snippets of squids and vegetables on the insides.  It is usually topped with mayonnaise and sprinkled with powdered condiments before being served.



How it is cooked is a feast for the eyes. The ones in the malls would have a rectangular plate with small concave indentions of around 100 holes. The balls can be cooked by dropping the flour-like mixture into these holes, and when half-cooked, the vegetables and squid are placed in the middle. Halfway through the cooking, a topping of the flour-like mixture is again poured to create small balls that can be eaten as soon as it’s off the plate.



This is an acquired taste as far as I am concerned. My daughter introduced me to this fast-food concoction and I became an instant convert. I always look for Takoyaki stalls whenever I am out of the house and have my fill whenever I see them. I have gotten used to the queasy concoction and spicy taste that makes me salivate after partaking of this luscious delight.



Takoyaki comes cheap, costing around $0.70 cents for four mushy balls. I am able to finish two servings of eight balls in one sitting, with no difficulty.  It is one street food that most Filipinos now enjoy and embrace  it as one of their very own. 


writer_csm


Onli in da Pilipins: A Writer's Journal

Copyright © csmiravite™. All Rights Reserved
 







Thursday, June 19, 2014

Tips for Small Time Investors in the Philippines


Philippine Currency- P500
Creative Commons Attribution/Share-Alike License

Tips for Small Time Investors in the Philippines

Filipinos are known as non-savers. If we earn a little money, all we think about is spend it on frivolities like cell phones, laptops, gadgets, and a social life that is far beyond our financial means. I cringe whenever I see people throw away money on the most mundane things. You do not need a top of the line cell phone or laptop to be functional. An ordinary gadget with the basic amenities/features is always an option whenever you think of buying.

Having the most expensive and up-to-date gadgets just to keep up with the Joneses, is a fool-proof way of emptying your pockets. These techie toys go down in value and would be replaced  by newer models a year from now. Meantime, what you now buy would be passe and you may be compelled to buy a newer version next year.

It is a never ending cycle, which leaves your pockets running empty. A lifestyle to imitate the others, is another fool-proof way of getting into bankruptcy. I never believe in eating out all the time as a means to live your life. Buying expensive food to be at par with your peers is not going to get you anywhere. When the money runs dry, your peers will not be there to throw you the ropes. You will be on your own to paddle your way out of the quagmire.

They say that the best way to prove your point is to put your money where your mouth is. Hence, I plan to be a small time investor on my own in the next one month. I have seen former students investing in blue chip stocks by keeping a portion of their salaries for investment. This is a good sign, where I get to see kids barely out of college, learning the ropes fast on money handling and stock trading.

At the outset, I believe that putting all your money in a savings account is never a good idea. It will earn you a few pesos, and nothing much by way of asset appreciation. An option would be --- small time investment in mutual funds. You can research about it online before deciding on where to invest. Another option would be to invest in the PSEI or index funds. These investments do not necessarily have to involve large sums; but spreading yourself around, may be the best strategy for your money to grow.



Stock Trading
Creative Commons Attribution/Share-Alike License

If you are not risk averse, you can play around with a few thousand pesos in the stock market. However, you need to study about stock trading since this is the fastest way to lose your shirt. This type of investment is not for the faint hearted. Due to the risk involve, you should only put in the amount that you can afford to lose.

Other ways of being a small time investor in the Philippines, is through the outsourcing business. Most businesses in the United States and Europe outsource their admin, marketing, and accounting functions to professionals in countries like the Philippines, India, and other countries where labor is cheap. This is a good way for Filipinos to earn, as you are paid in dollars, and spend the money in Philippine pesos. With a P43:$1 exchange rate, this option has been always a win-win situation for everyone.

Other small time investment opportunities, are affiliate marketing. This is done by online writers and marketeers to make money by creating blogsites and linking them to Adsense, Amazon, Ebay, Chikita, and other affiliate firms. There are many tools online that can help you create the best blogs that would fly high in cyberspace. 

Bottom Line

Creating the best investment mix for yourself, would mean a life that is rewarding and financially fulfilling. This has been a trend for several years now and many are seeing their dreams come true by working at their own pace and time. 


Onli in da Pilipins: A Writer's Journal
Copyright © 2014 CSMiravite


Consolacion S. Miravite, CPA
http://broker-csmiravite.blogspot.com/
http://csmiravite-blogs.hubpages.com/
http://csmiravite.blogspot.com/
http://paattiinngg.blogspot.com/
http://artikulo49.wordpress.com/

http://csmiravite0520.wordpress.com/
http://ezinearticles.com/?expert=Consolacion_S_Miravite
 http://www.essencearticles.com/author?pen=11525

Wednesday, June 18, 2014

My First Filing of a DMCA Complaint to Google


http://www.dom4j.org/legal/dmca.php


I filed my first DMCA (Digital Millenium Copyright Act) complaint to Google a while ago. I have to teach myself on how to do it and learn it by reading a number of materials online. Since it was my first time, I had a hard time on going about it.

There was one hubber who said that we need to file a letter of complaint to the site owner. I tried to do that by searching the owner's online/IP address. Lo and behold!  I got hold of his email address too.

I cranked out this letter, and sent it to him via Gmail. But this guy is slippery, the email got bumped by Gmail - telling me that this person's email address does not exist.

If I can't reach him, what do I do? The most logical move, is to report him to Google. This guy is the first DMCA complaint that I filed ever since I started with online work. There will be around ten more sites to follow. One fellow is in Korea. I just don't know if he is from the north or the south.

These characters either copy my content word for word or use my name to crank out their lousy articles. It's time to get back at them and give them a beating! They disturb my peace by copying my work and pretending to be me.

I say, enough is enough. This old woman is going to fight back by filing DMCA complaints to all of these rascals, until they grow tired of being booted out by Google.

I am posting this letter online to mark the first time that I filed a DMCA complaint. A feather on my cap, I have arrived!  Lol!



Former students at PLMun- June Yambao, Edgar Eduardo, Rowena Dumalagan with friends at El Nido Resort in Palawan,  Photo grab from FB account of June Yambao


18 June 2014


Mr. Mohammad Afif
www.lakewoodestate.info
I.P. Address:  50.87.146.108 - 337
Domain Name:LAKEWOODESTATE.INFO
Domain ID: D50976542-LRMS


Dear Mr. Afif,


SUBJECT: Copyright infringement of your article entitled,"Selling Real Estate Properties to Filipino Expatriates"                                      
 

I am filing a DMCA complaint with Google regarding an article of mine that was copy-pasted in your site. Your url link follows:

http://www.lakewoodestate.info/113-real-estate-property.html#more-113

I own the copyright of this article that you infringed upon. This was published in ezine.com on July 7, 2012. My url with ezine. com follows:

http://ezinearticles.com/?Selling-Real-Estate-Properties-to-Filipino-Expatriates&id=7164672

The publication of the said material in your website is not authorized by me, or by any agent that purportedly represents me.

This notification is accurate and serves as a notice of perjury, of my claims for exclusive rights, that you have infringed upon.

Please respond immediately by removing the infringing content as soon as possible.


Thank you.


Very truly yours,

Consolacion S. Miravite “/s/”




Former students at PLMun with friends at El Nido Resort in Palawan,  Photo grab from
FB account of June Yambao

POSTSCRIPT:

When I was still in the academe, I used to tell students of mine to be careful with what they post in FB or any social sites. You leave digital marks whenever you post, even if you don't use your real name. There are ways of finding out on who you are.

If you write online, you're traceable. If you copy quotes or post pictures without naming your source, you will get in trouble. If you come across owners like me, I file a DMCA complaint against you, and you get booted out of Google.


Hehehe!


writer_csm



Onli in da Pilipins: A Writer's Journal
Copyright © 2014 CSMiravite


Consolacion S. Miravite, CPA
http://broker-csmiravite.blogspot.com/
http://csmiravite-blogs.hubpages.com/
http://csmiravite.blogspot.com/
http://paattiinngg.blogspot.com/
http://artikulo49.wordpress.com/

http://csmiravite0520.wordpress.com/
http://ezinearticles.com/?expert=Consolacion_S_Miravite
 http://www.essencearticles.com/author?pen=11525