Tuesday, June 24, 2014

Nikon CoolPix S100: My New Writing Buddy

pixabay.com by geralt/ Public Domain CCO

Nikon CoolPix S100: My New Writing Buddy

I have been dabbing on journalism once in a while that I know I need a small camera to take pictures of events instantly. I need something slim and easy to carry, so I can take pictures anywhere and everywhere I go. This has been on my mind in the last few months but I can't seem to make a go out of it, since I squirm whenever I see the price.

This morning, with my usual walk-around to air my congested grey cells, I decided to have my burger with bacon at the nearby Minute Burger stall. On my way, I passed by a pawnshop store and was surprised to see an array of cameras that they have for sale.

I saw a beauty, a Nikon CoolPix S100, that sells for a few thousand pesos. I tested it and it looks great! It's small enough to be inconspicuous, but takes clean and clear pictures. It is just what I needed when I go around the metropolis to take shots of what I plan to write about.

To be doubly sure, I called up my daughter, Maricat, to ask her if it is a good buy --- and she said yes! Well, I am now a proud owner of a small camera the Nikon CoolPix S100, that I plan to use in the next few days. But first, I need to study the features on how to take good shots before I give it a dry run.

Whewww....rallies and demonstrations, here I come! I will be where the action is! Me with my little camera nosing around......:D


writer_csm 


Onli in da Pilipins: A Writer's Journal
Copyright © csmiravite™. All Rights Reserved

Thursday, June 19, 2014

Tips for Small Time Investors in the Philippines


Philippine Currency- P500
Creative Commons Attribution/Share-Alike License

Tips for Small Time Investors in the Philippines

Filipinos are known as non-savers. If we earn a little money, all we think about is spend it on frivolities like cell phones, laptops, gadgets, and a social life that is far beyond our financial means. I cringe whenever I see people throw away money on the most mundane things. You do not need a top of the line cell phone or laptop to be functional. An ordinary gadget with the basic amenities/features is always an option whenever you think of buying.

Having the most expensive and up-to-date gadgets just to keep up with the Joneses, is a fool-proof way of emptying your pockets. These techie toys go down in value and would be replaced  by newer models a year from now. Meantime, what you now buy would be passe and you may be compelled to buy a newer version next year.

It is a never ending cycle, which leaves your pockets running empty. A lifestyle to imitate the others, is another fool-proof way of getting into bankruptcy. I never believe in eating out all the time as a means to live your life. Buying expensive food to be at par with your peers is not going to get you anywhere. When the money runs dry, your peers will not be there to throw you the ropes. You will be on your own to paddle your way out of the quagmire.

They say that the best way to prove your point is to put your money where your mouth is. Hence, I plan to be a small time investor on my own in the next one month. I have seen former students investing in blue chip stocks by keeping a portion of their salaries for investment. This is a good sign, where I get to see kids barely out of college, learning the ropes fast on money handling and stock trading.

At the outset, I believe that putting all your money in a savings account is never a good idea. It will earn you a few pesos, and nothing much by way of asset appreciation. An option would be --- small time investment in mutual funds. You can research about it online before deciding on where to invest. Another option would be to invest in the PSEI or index funds. These investments do not necessarily have to involve large sums; but spreading yourself around, may be the best strategy for your money to grow.



Stock Trading
Creative Commons Attribution/Share-Alike License

If you are not risk averse, you can play around with a few thousand pesos in the stock market. However, you need to study about stock trading since this is the fastest way to lose your shirt. This type of investment is not for the faint hearted. Due to the risk involve, you should only put in the amount that you can afford to lose.

Other ways of being a small time investor in the Philippines, is through the outsourcing business. Most businesses in the United States and Europe outsource their admin, marketing, and accounting functions to professionals in countries like the Philippines, India, and other countries where labor is cheap. This is a good way for Filipinos to earn, as you are paid in dollars, and spend the money in Philippine pesos. With a P43:$1 exchange rate, this option has been always a win-win situation for everyone.

Other small time investment opportunities, are affiliate marketing. This is done by online writers and marketeers to make money by creating blogsites and linking them to Adsense, Amazon, Ebay, Chikita, and other affiliate firms. There are many tools online that can help you create the best blogs that would fly high in cyberspace. 

Bottom Line

Creating the best investment mix for yourself, would mean a life that is rewarding and financially fulfilling. This has been a trend for several years now and many are seeing their dreams come true by working at their own pace and time. 


Onli in da Pilipins: A Writer's Journal
Copyright © 2014 CSMiravite


Consolacion S. Miravite, CPA
http://broker-csmiravite.blogspot.com/
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http://paattiinngg.blogspot.com/
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http://ezinearticles.com/?expert=Consolacion_S_Miravite
 http://www.essencearticles.com/author?pen=11525

Wednesday, June 18, 2014

My First Filing of a DMCA Complaint to Google


http://www.dom4j.org/legal/dmca.php


I filed my first DMCA (Digital Millenium Copyright Act) complaint to Google a while ago. I have to teach myself on how to do it and learn it by reading a number of materials online. Since it was my first time, I had a hard time on going about it.

There was one hubber who said that we need to file a letter of complaint to the site owner. I tried to do that by searching the owner's online/IP address. Lo and behold!  I got hold of his email address too.

I cranked out this letter, and sent it to him via Gmail. But this guy is slippery, the email got bumped by Gmail - telling me that this person's email address does not exist.

If I can't reach him, what do I do? The most logical move, is to report him to Google. This guy is the first DMCA complaint that I filed ever since I started with online work. There will be around ten more sites to follow. One fellow is in Korea. I just don't know if he is from the north or the south.

These characters either copy my content word for word or use my name to crank out their lousy articles. It's time to get back at them and give them a beating! They disturb my peace by copying my work and pretending to be me.

I say, enough is enough. This old woman is going to fight back by filing DMCA complaints to all of these rascals, until they grow tired of being booted out by Google.

I am posting this letter online to mark the first time that I filed a DMCA complaint. A feather on my cap, I have arrived!  Lol!



Former students at PLMun- June Yambao, Edgar Eduardo, Rowena Dumalagan with friends at El Nido Resort in Palawan,  Photo grab from FB account of June Yambao


18 June 2014


Mr. Mohammad Afif
www.lakewoodestate.info
I.P. Address:  50.87.146.108 - 337
Domain Name:LAKEWOODESTATE.INFO
Domain ID: D50976542-LRMS


Dear Mr. Afif,


SUBJECT: Copyright infringement of your article entitled,"Selling Real Estate Properties to Filipino Expatriates"                                      
 

I am filing a DMCA complaint with Google regarding an article of mine that was copy-pasted in your site. Your url link follows:

http://www.lakewoodestate.info/113-real-estate-property.html#more-113

I own the copyright of this article that you infringed upon. This was published in ezine.com on July 7, 2012. My url with ezine. com follows:

http://ezinearticles.com/?Selling-Real-Estate-Properties-to-Filipino-Expatriates&id=7164672

The publication of the said material in your website is not authorized by me, or by any agent that purportedly represents me.

This notification is accurate and serves as a notice of perjury, of my claims for exclusive rights, that you have infringed upon.

Please respond immediately by removing the infringing content as soon as possible.


Thank you.


Very truly yours,

Consolacion S. Miravite “/s/”




Former students at PLMun with friends at El Nido Resort in Palawan,  Photo grab from
FB account of June Yambao

POSTSCRIPT:

When I was still in the academe, I used to tell students of mine to be careful with what they post in FB or any social sites. You leave digital marks whenever you post, even if you don't use your real name. There are ways of finding out on who you are.

If you write online, you're traceable. If you copy quotes or post pictures without naming your source, you will get in trouble. If you come across owners like me, I file a DMCA complaint against you, and you get booted out of Google.


Hehehe!


writer_csm



Onli in da Pilipins: A Writer's Journal
Copyright © 2014 CSMiravite


Consolacion S. Miravite, CPA
http://broker-csmiravite.blogspot.com/
http://csmiravite-blogs.hubpages.com/
http://csmiravite.blogspot.com/
http://paattiinngg.blogspot.com/
http://artikulo49.wordpress.com/

http://csmiravite0520.wordpress.com/
http://ezinearticles.com/?expert=Consolacion_S_Miravite
 http://www.essencearticles.com/author?pen=11525